# CoinMortgage

> Bitcoin purchase financing with mortgage-style amortizing terms.
> Official site: https://www.coin.mortgage

## Summary
- Product: long-term loans to finance Bitcoin purchases (not exchange margin trading).
- Estimate: soft rate estimate with no hard credit check on the estimate path.
- Funnel: estimate → create account → complete profile → full application where available → identity verification (KYC) → underwriting → funding / custody → repay → take delivery of BTC.
- Licensing (as stated on site): FinCEN MSB; Florida Chapter 560 licensed.
- Market: rate estimates available nationwide; full applications currently in Florida (see site fine print).
- Does not rehypothecate customer Bitcoin (product claim on site).
- No margin calls / no prepay fees (product claims on site).
- Final rate and terms are set at underwriting; estimates are not a rate lock or commitment to lend.

## Public pages
- [Home](https://www.coin.mortgage/): Product overview and entry to rate estimate.
- [Loan calculator](https://www.coin.mortgage/calculator): Interactive soft rate estimate.
- [How it works](https://www.coin.mortgage/how-it-works): Customer journey steps.
- [Compare](https://www.coin.mortgage/compare): Soft-launch illustrative DCA vs financed scenario tool (not a rate quote; limited promotion).
- [Mission](https://www.coin.mortgage/mission): Company mission.
- [Legal & policies](https://www.coin.mortgage/policies): Privacy, terms, and legal disclosures.

## Private / not for indexing
- Account, dashboard, profile, apply, auth, admin, and KYC flows are user-specific or gated; prefer noindex and robots disallow.

## Optional longer context
- See also: https://www.coin.mortgage/llms-full.txt

## Contact / social
- X: https://x.com/CoinMortgageInc